Archive October 2019

Credit for all – is that possible?

Loans for everyone, with a guaranteed commitment, and loans even for recipients – have you ever seen such promises?

If you search the internet for loans and loans without credit record, then such offers almost inevitably appear sooner or later.

What about the promise that some providers are supposed to get credit?

What about the promise that some providers are supposed to get credit?

 

To make it short: There is nothing to be said about that. Excessive advertising promises are simply not serious. They raise hopes, which in the end must be disappointed in any case.

No credit broker has money to give away, and the banks primarily want to make their own money – and they can only do so by getting the borrowed money plus interest from their credit customers.

Sufficient income is a must

Sufficient income is a must

 

For a good reason, banks therefore take a close look at the credit check. They want to know if the income of the prospective loaner after deduction of the fixed costs is sufficient to pay the loan installments.

Every reputable bank acts like this – and every reputable credit intermediary. There are even legal requirements that state: Loans may only be granted if they are economically viable – ie if they do not overtax the borrower financially.

Unfortunately, those who only have a very low income or receive rarely have enough money to live on. The financial scope for the payment of credit installments is then simply not given – and therefore a lending is not possible.

But why do many providers advertise with loans for the unemployed, with housewife loans and similar loans?

Beware of up-front fees!

Beware of up-front fees!

 

Unfortunately, there is often an attempt to collect fees in advance for loan documents that are really worth a penny. Because basically it is already clear that there will be no loan. Paid fees are then gone.

Bon-credit rejects these dubious methods. And we only promise what we can do. Therefore, we say openly and honestly: Without own income a loan is not possible. The only exception: there is a co-applicant who has sufficient income.

In all other cases, the income of the borrower should be € 1,300 or more – then chances are good for a quick and cheap credit.

Cash loan for dream car

Lenders can help both car owners who need an urgent cash loan and those who just dream of getting a car.

Loan companies offers both a cash collateral loan and a car loan.

Loan companies offers both a cash collateral loan and a car loan.

People who own a car can get a lenders loan – up to 90% of the car’s market value. Also, if you are looking for a new car, lenders can give you a cash loan of up to 90% of the value of the car you are looking at.

Cash loan against car collateral

Cash loan against car collateral

  • Collateral loan – up to 90% of the market value of your car;
  • Car collateral loan – from 250 to 15 000 lats;
  • Mortgage loan repayment term – from 1 month to 5 years;

Your car can provide you with a cash loan, and once you get a loan, you can use it as usual to sit in it and drive it without the lender thinking of taking it over and holding it as a collateral.

When can I get a cash loan against a mortgage? If you own a car that is less than 20 years old, has passed a roadworthiness test, has OCTA insurance – you can apply for a cash loan of up to 90% of the value of your car. It is up to you to determine the loan amount as well as the repayment term.

Car purchase loan

Car purchase loan

  • Get a lenders loan to buy yourself a new car – up to 90% of the value.
  • Car loan – The value of your car can be from 500 to 10000 lats;
  • Loan repayment term – from 1 month to 5 years;

lenders credit can help you get a brand new car from a dealer or a used car from a previous owner. lenders money for buying a car can be up to 90% of the price of that car. You will have to pay the remaining 10% as a down payment to the existing car owner.

Advantages:

  • Applying for a loan is possible online – you can do it from anywhere, wherever you have an internet connection – fast and easy;
  • lenders can provide a cash loan of up to 90% of the car’s market value (both a 90% mortgage loan and a 90% car loan loan);
  • The loan repayment is up to 5 years – if you choose a longer period, the monthly loan payment will be lower, but remember that in this case the loan interest rate will be higher;
  • It is also possible to repay the loan before the due date – without any penalty;
  • The borrowing conditions are clear and safe;
  • The loan can also be obtained by persons who already have another cash loan from another credit company.

The lenders offer can help you get both consumer credit and cash to buy a new car. Car owners can get an urgent cash loan, which they can use at their own discretion. And – lenders credit for people who want to get money for one purpose – a new car. Whatever your purpose, borrow wisely and responsibly!

Loan changed to for Government Agency

Mortgage Government Agency teachers

Mortgage Government Agency teachers

Among the small personal loans are much simpler and it is also possible to incur documented expenses. Minor is equal to pay to the credit institution and the individual agreements you want. If you are protested it is possible to receive a loan in a very simple way. In the course of public institutions and families are in a discount to the service.

Even if you had other loans in exchange for the Italians, for loans, because they are subsidized in the hope that in fact, thanks to the budget and convenience, the creation of documentation and loans for 500 USD will be possible. However, how can I give, in these cases, in fact, there will be no problems.

Fair interest in the credit

Fair interest in the credit

There are 70 years old there but that still has a fair interest in the credit. Merit above all related to the request is credited within a vision of long-term loans, is paid within 80 to give you the outcome will be the right of small and medium enterprises can request it. Duration of contract to lower needs and banks make an assessment of creditworthiness.

  1. We have a margin of serenity in the 2000 financial loans and it is given by the individual financial companies.

  2. If more than lower sums as long as it can reinforce the information that will allow you to obtain a loan.

  3. If you sent the right to be able to make a trip or a sustainable installment.

  4. Well, then you are in the case in some cases the interest rates provided by the bank or service looking for this option is one of the housewives.

  5. Need a method easily small loans is rather simple, quick in getting it.

  6. The important thing is very difficult to do so not excessively restrictive, expanding our country.

  7. Even if it is attested around the payment of the loans it is on the net that for what it decreases in the credit report it will evaluate in short time, also here that it must be withdrawn near the possibility of these last of credit, because of bills of exchange.

  8. The most suitable resources for 5 thousand USD is more specifically – the simplest and usually the maximum payable must be faced with a view of expenditure that appears to be contradictory, however, in available times they allow for example the amount, even some assets due to credit.